What type of insurance is issued to an individual?

The correct answer is personal insurance because it specifically refers to policies that are issued to individuals rather than groups or families. Personal insurance is tailored to meet the individual needs of a policyholder, covering various risks such as health, life, and auto insurance. It is designed for one person and therefore offers more personal coverage options compared to group insurance, which is typically offered through an employer to a collective body of individuals, or family insurance, which would cover multiple family members under one policy. Understanding the distinction between personal and other types of insurance is crucial, as it impacts the coverage details, eligibility, and premium rates associated with an individual's insurance needs.